Fast.
Flexible.
Financing.

Connecting Your Business with the Capital You Need.

Find the Right
Commercial Real
Estate Financing.

Contact us today for a consultation or to start an application.

Working Capital
and Financing for
Restaurants

Contact us today to start an application, and
get your pre-approval taken care of quickly.

Business Loans and More for Your Business

At JoVai Capital, we understand that your company needs access to the right working capital at the right times to realize your expansion plans. That means you need a commercial finance partner who understands both the way your business works and the way having access to the right credit at the right time can make a difference. Our selection of business loans and other financial products is designed to make sure our clients are able to access the funding they need no matter what industry their company operates in.

Popular Programs

In addition to traditional loans, including SBA-backed loans, our programs also include:


Receivables Financing


Commercial Real Estate


Business Lines of Credit


Equipment Financing

Built to Grow With You

One of the things that makes JoVai different is the way that our products are built to scale. Most of them have several tiers to ensure that customers with different sized businesses will find the same program accessible. Those that are not tiered tend to be very flexible, allowing them to scale easily with your company’s demand for credit. That makes it easier to make long-term plans.

To get started with an application, or to talk to an associate about the right financial products for your business, call today.

Business Resources and Alternative Financing Resources

Getting the capital for your commercial business finance needs is just one piece of the puzzle. Explore our library of tips, finance articles and videos to help your business grow.

How to Build a Positive Workplace Culture

Employees are attracted to companies with good reputations. This may mean that they have a track record of financial success, or that they produce superior products. Often, however, prospective workers are interested in a company’s workplace culture. They want to know what the atmosphere is like, so they can decide if it’s an environment in […]

When Is the Best Time to Use Equipment Leasing?

Understanding when to take advantage of specific financing services can greatly benefit the success of your small business. Companies in all industries rely on some form of equipment to operate. Whether you use computers for administrative tasks or large industrial equipment for manufacturing goods, equipment is a vital component of the way most businesses operate. […]

Tips To Striking the Perfect Work-Life Balance

In today’s world, being overworked and highly under-rested is more normal than it used to be. Technology has lessened the load in some parts of life, it has complicated others. Smartphones and laptops make it easy for bosses to keep a tight-leash on employees, even well past closing. All of this extra work can lead […]