Fast.
Flexible.
Financing.

Connecting Your Business with the Capital You Need.

Find the Right
Commercial Real
Estate Financing.

Contact us today for a consultation or to start an application.

Working Capital
and Financing for
Restaurants

Contact us today to start an application, and
get your pre-approval taken care of quickly.

Business Loans and More for Your Business

At JoVai Capital, we understand that your company needs access to the right working capital at the right times to realize your expansion plans. That means you need a commercial finance partner who understands both the way your business works and the way having access to the right credit at the right time can make a difference. Our selection of business loans and other financial products is designed to make sure our clients are able to access the funding they need no matter what industry their company operates in.

Popular Programs

In addition to traditional loans, including SBA-backed loans, our programs also include:


Receivables Financing


Commercial Real Estate


Business Lines of Credit


Equipment Financing

Built to Grow With You

One of the things that makes JoVai different is the way that our products are built to scale. Most of them have several tiers to ensure that customers with different sized businesses will find the same program accessible. Those that are not tiered tend to be very flexible, allowing them to scale easily with your company’s demand for credit. That makes it easier to make long-term plans.

To get started with an application, or to talk to an associate about the right financial products for your business, call today.

Business Resources and Alternative Financing Resources

Getting the capital for your commercial business finance needs is just one piece of the puzzle. Explore our library of tips, finance articles and videos to help your business grow.

Business Growth Can Be Achieved with Purchase Order Financing

Do you ever worry about large contracts with massive amounts of inventory? If you’re a wholesaler, contractor or supplier, you may struggle to keep working capital on hand while completing these large orders. Rather than commit to a costly loan, consider using purchase order financing to keep your business flexible and your working capital fluid. […]

SBA Loans: Tricks of the Trade To Securing Your Loan

Securing a loan for your business does not have to be scary. Lenders have options for a multitude of programs, whether you are just starting or need a little extra cash to get through a slump. The Small Business Association, or SBA, is a government entity that was created to assist small businesses. While it […]

Tax Preparation Tips to File with Ease

Let’s face it, tax time isn’t usually the most enjoyable time of the year for business. Getting everything in order and filing all the necessary paperwork takes time and often includes frustration and confusion. Of course, if you have the right people in place and follow a proven system, you can eliminate many of the […]