Fast.
Flexible.
Financing.

Connecting Your Business with the Capital You Need.

Find the Right
Commercial Real
Estate Financing.

Contact us today for a consultation or to start an application.

Working Capital
and Financing for
Restaurants

Contact us today to start an application, and
get your pre-approval taken care of quickly.

Business Loans and More for Your Business

At JoVai Capital, we understand that your company needs access to the right working capital at the right times to realize your expansion plans. That means you need a commercial finance partner who understands both the way your business works and the way having access to the right credit at the right time can make a difference. Our selection of business loans and other financial products is designed to make sure our clients are able to access the funding they need no matter what industry their company operates in.

Popular Programs

In addition to traditional loans, including SBA-backed loans, our programs also include:


Receivables Financing


Commercial Real Estate


Business Lines of Credit


Equipment Financing

Built to Grow With You

One of the things that makes JoVai different is the way that our products are built to scale. Most of them have several tiers to ensure that customers with different sized businesses will find the same program accessible. Those that are not tiered tend to be very flexible, allowing them to scale easily with your company’s demand for credit. That makes it easier to make long-term plans.

To get started with an application, or to talk to an associate about the right financial products for your business, call today.

Business Resources and Alternative Financing Resources

Getting the capital for your commercial business finance needs is just one piece of the puzzle. Explore our library of tips, finance articles and videos to help your business grow.

Cash Flow Best Practices for Your Business

You have many responsibilities and goals in your company. From hiring and keeping the most talented employees to providing the goods and services customers want, it’s essential that you run an organized, efficient business. Ultimately, you want to build a strong company with good cash flow so you can sit on financially stable ground. If […]

Why Use SBA Loans for your Business?

Small business administration or SBA Loans can be a viable tool for any small business seeking financial assistance. Because of how these loans are set up and the variety of loan types available you may find that once your business qualifies they are easier to obtain and use for your company than some other options. […]

Factoring 101: What is Factoring?

If you’re looking at possible funding options for your business you may be considering factoring as a solution. This cash flow management tool can be used when other funding opportunities aren’t an option. While this method of financing can provide cash immediately there are a few risks you may want to know about. Keep reading […]