Fast.
Flexible.
Financing.

Connecting Your Business with the Capital You Need.

Find the Right
Commercial Real
Estate Financing.

Contact us today for a consultation or to start an application.

Working Capital
and Financing for
Restaurants

Contact us today to start an application, and
get your pre-approval taken care of quickly.

Business Loans and More for Your Business

At JoVai Capital, we understand that your company needs access to the right working capital at the right times to realize your expansion plans. That means you need a commercial finance partner who understands both the way your business works and the way having access to the right credit at the right time can make a difference. Our selection of business loans and other financial products is designed to make sure our clients are able to access the funding they need no matter what industry their company operates in.

Popular Programs

In addition to traditional loans, including SBA-backed loans, our programs also include:


Receivables Financing


Commercial Real Estate


Business Lines of Credit


Equipment Financing

Built to Grow With You

One of the things that makes JoVai different is the way that our products are built to scale. Most of them have several tiers to ensure that customers with different sized businesses will find the same program accessible. Those that are not tiered tend to be very flexible, allowing them to scale easily with your company’s demand for credit. That makes it easier to make long-term plans.

To get started with an application, or to talk to an associate about the right financial products for your business, call today.

Business Resources and Alternative Financing Resources

Getting the capital for your commercial business finance needs is just one piece of the puzzle. Explore our library of tips, finance articles and videos to help your business grow.

Working Capital for the Medical Industry

Finding the right working capital can be a difficult task for most businesses, but in the medical industry it can be more critical. You need to have the funding on hand to pay for supplies and salaries even when it takes insurance companies and patients up to ninety days to pay their bills. To find […]

How Do Business Capital Accounts Work?

While it can often be difficult to run a business of your own, there are some options available to you to keep yourself sane. Understanding the available capital of your business can be a useful way to gain better perspective on your options moving forward. Essentially, capital are any assets or cash your business has. […]

Merchant Cash Advances for the Hospitality Industry

Running a restaurant can be a whirlwind experience. Each day brings new challenges that business owners need to tackle in order to keep their establishments running. While there are many unique obstacles present in the hospitality industry, a vast majority of the problems you will encounter are related to your available capital. When your cash […]